Financial planning

Everyone should have a financial plan.

A plan gives you clarity about your values and goals — the life you want to lead. 

It provides a sense of control over your finances, and the knowledge that you won’t have to carry on working for longer than you need to. 

And it gives you peace of mind that, whatever happens, you will have enough money to maintain your chosen lifestyle. 

We can provide you with a highly qualified financial planner to undertake a thorough review of your financial situation and to work with you to produce a comprehensive financial plan. 

You only pay for the planning — nothing else. It’s a one-off fee, and how much you pay has nothing to do with how wealthy you are or how much money you have to invest; it purely depends on the complexity of your case and the amount of work involved.

The planning process

Our financial planning process involves helping you identify what you want to achieve; assessing the current state of your finances and the potential challenges you face; designing a detailed plan to achieve your objectives; and, finally, helping you to execute your plan.

Ongoing assistance

Because our clients manage their own investments, they don’t pay ongoing fees for asset management. However, financial planning is an organic process; your circumstances will change, and so must your plan. There is no commitment on your part, but your financial planner will be on hand whenever you need assistance in the future. 

Second Life is a specialist provider of financial and retirement planning and financial coaching for DIY investors and is not a regulated financial advice firm. The financial and retirement planning is however delivered by planners who are registered with the Financial Conduct Authority and are authorised to give specific advice on investing and on financial products. Financial coaching is not a regulated activity and the coaches we use may or may not be authorised by the FCA.